=Personal FinanceTOOLKIT

Rule of 72

A rough estimate of the time needed to double.

Your numbers

Enter your numbers to see the result.

How Rule of 72 works

Approximate doubling time = 72 ÷ annual percentage return. This is a shortcut for steady compound growth, not a forecast of investment performance.

A worked example

These sample values illustrate the calculation. Use your own numbers in the calculator for your result.

Example inputs
Annual growth rate (%)
6
Desired doubling time (reverse mode)
12
Approximate doubling time
12 years

Assumptions and limits

Rates, fees and contribution schedules are the assumptions you enter. This estimate does not include changes you have not entered.

Educational estimate only. This is not personalized financial, investment or tax advice.