=Personal FinanceTOOLKIT

Purchase Impact

See cash remaining and the monthly effect of a purchase.

Your numbers

Enter your numbers to see the result.

How Purchase Impact works

Compare the purchase price with income, savings and recurring commitments entered. The remaining figures show the effect on your stated budget rather than a recommendation to buy.

A worked example

These sample values illustrate the calculation. Use your own numbers in the calculator for your result.

Example inputs
Purchase price
1000
Current savings
3000
Monthly disposable amount
400
Recurring cost after purchase
20
Optional monthly financing payment
0
Cash remaining after purchase
$2,000.00
Monthly disposable amount after new costs
$380.00
Time to rebuild spent savings
3 months

Assumptions and limits

Rates, fees and contribution schedules are the assumptions you enter. This estimate does not include changes you have not entered.

Educational estimate only. This is not personalized financial, investment or tax advice.